Most people in America can use some assistance getting their finances to the next level. If you never had financial education from your parents or in school, financial coaching might be right for you. If you had poor financial examples in your life and feel your relationship with money may not be healthy, financial coaching might be right for you. If all your financial advice has come from your HR representative, the guy in the cube next to you, or the teller at the bank who cashes your check, we need to talk. If you spend more time researching the purchase of a car or a vacation than you spend planning for you family’s financial future, then you can definitely benefit from a financial coach.
Here are some other questions & statements that would indicate that financial coaching could be a good fit for you:
I want to have control over my finances instead of them controlling me.
I make a good income but still can’t get ahead. Where is all my money going?
Can I get out of debt and still save for my children’s college and my retirement? How do I decide which to do or can I do both?
I’m doing well with my budget and monthly bills and now want to start building wealth.
Why do I have trouble paying all my monthly bills?
Stress about my finances is becoming almost too much to handle. I really need someone that knows what to do and can help me with my financial situation.
I have a financial planner/investment adviser that helps me with my investments, but I also want someone who can work with me on how to fine-tune my relationship with money and build in more habits and behaviors that will allow me to save and invest even more.
My spouse and I argue about money on a regular basis.
I’m going to receive a large sum of money and want to know the best way to handle it.
I make an irregular income and need help setting up systems and methods to pay all my monthly bills.
Those ads for debt consolidation & debt settlement sound enticing, is it really a good deal?
I’m getting married and my future spouse and I want to make sure we are on the same page financially prior to our new life together.
I just got divorced and need help getting control of my finances in the next chapter of my life.
I’m on a fixed income and need help getting my budget in line with my income.
I’m out of debt, but need help determining next steps and how to build my savings and wealth.
I need someone to talk to about my money that is outside my family and can give me honest feedback if I’m heading in the right direction.
I feel pressure to do the right thing with my money but don’t know where to turn to get trained on what to do.
I just had a major life event happen (spouse died/baby born/lost job) and need help figuring out the best strategies for my finances.
I’m looking to start my own business and need help on the best financial steps to take to set myself up for success.
I just missed my house payment and am concerned the bank will foreclose on me.
Debt is burying me and making it hard to get ahead.
One financial hiccup or missed paycheck could ruin me.
I’m behind on all my bills and have massive debts, but is bankruptcy my only option?
I want to help my children pay for college, but what are the best ways to do that?
I need sound advice on how to handle all the facets of the US financial landscape from college funds, retirement accounts, emergency funds, and all the items in between.
I want to know the advantages and disadvantages of all the retirement accounts available: IRA, Roth IRA, 401(k), 403(b), etc..
I’m new to the United States and need some assistance navigating the financial systems in this country.
Aspelin Financial Coaching can help you. Finances and money are not evil and I want to provide not only guidance, but more importantly hope that there is a path for you to flourish. Much like a light house can guide you, Aspelin Financial Coach can do the same.
Aspelin Financial Coaching can help with some of the following (and much more):
- Debt elimination/reduction
- Monthly expenses and cash flow planning
- Saving for retirement
- Early retirement options
- Frugal spending habits
- Setting up emergency funds
- Insurance assessment
- Pre-marital financial coaching
- Young Professionals – getting started on the right foot
- Selecting employee benefits and 401(k)/403(b) planning
- Saving for college
- Navigating financial services options
- Expatriates/New to the United States – Understanding the systems, products, and services of the US financial system